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  1. Home
  2. My Account
  3. Bills & Payments
  4. Pay Your Bill
  5. Pay As You Go

PAY AS YOU GO PREPAID ELECTRICITY

Our Pay As You Go program gives you the freedom to manage your future electric bills on your terms. With a Pay As You Go account, you choose the amount you want to prepay and the method and frequency of your payments. We'll deduct from your pre-funded account to pay for your usage, which is calculated daily. It's a simple process that keeps you in control of your budget. Unlike our post-pay accounts, Pay As You Go accounts do not require a deposit, a credit check or any reconnect fees. To sign up, call 800-967-7754.

Call to sign up Pay As You Go FAQs

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How Pay As You Go Prepaid Electricity Works

Pay As You Go lets you pay for your electricity in advance, like putting money on a gift card. You add money to your account, and as you use electricity, it gets deducted from your balance. If your balance runs low, you'll get a reminder to add additional funds. It helps you keep track of your spending, so you avoid big, surprise bills. At the time you enroll, you will have the ability to select a balance threshold that goes as low as $10. If your balance falls below that amount, we will alert you. You will also be notified of all payments, pending disconnects, ongoing balance and days remaining, and many other available alerts via text and/or email. There is no charge if you accidently let your money run out. You would simply make payments that would ensure your Pay As You Go balance remains positive.

  • Sign up by phone

    Call 800-967-7754 to sign up for Pay As You Go and Mobile Alerts. One of our representatives will give you a quoted amount to pay to establish your account on Pay As You Go.

  • Fund your account

    You will need a starting balance of $40.00 in your account. Once you've paid your quoted amount in person or online, we'll activate your Pay As You Go account and you'll receive a text or email confirmation.

  • Get helpful alerts

    Get daily balance and usage alerts, plus reminders when it's time to reload your balance.

  • Manage your account anytime

    Log in to check your Pay As You Go balance, see recent payments, and manage low-balance alerts.

Five Great Reasons to Sign up for Pay As You Go

  • Budget Control: Pay As You Go lets you prepay energy usage. Instead of paying a monthly bill, Pay As You Go allows you to pay in smaller amounts, many times through the month.

  • Stay Connected: Pay As You Go lets you keep the lights on while paying off a past due balance. If you have a past due balance, 20 percent of the prepay payment will apply to the carry-over balance while 80 percent will apply to upcoming electricity usage.

  • No Deposits: That's right. No deposit. We typically require a security deposit of $100 or more to establish service if you have no credit history with us. But if you're a Pay As You Go customer, we require no deposit and no credit checks. Just prepay for your electricity up front, then make payments on your terms. There is no contract required. You can switch back to post-pay when you want. And if you've previously paid a deposit on your existing account, that amount plus interest will be applied to your account and is included in your initial quoted amount to enroll.

  • Choose When & How You Pay: Pay when it's convenient for you - online, by phone or in person. You won't receive standard monthly electric bills. Instead, you'll get a monthly summary of activity, plus periodic emails and text messages when your account balance is low. Pay as much or as little as you want. You pay the same electric rates per kilowatt-hour as your current home service with us.

  • No Surprises: Get daily emails or text messages with your current balance, how much energy you used yesterday, and approximately how many days of electricity you have remaining. Plus, when you log in to your account, you can check your balance and usage information, and manage your low-balance notifications.

Pay As You Go Frequently Asked Questions

Am I Eligible
With a few rare exceptions, a residential customer with a qualifying smart meter in Louisiana and Arkansas, also known as an advanced metering infrastructure meter (AMI), is eligible to participate. You may be exempted from the program if you keep life support equipment in your home or participate in specific tariff programs, such as net metering or distributed generation.
How can I sign up?
To enroll, you'll need to call our Customer Solutions Center at 800-967-7754.
What happens to my deposit?
You'll get the deposit back as a credit to your account. At the time of enrollment, your existing deposit will be applied to your current account balance. If there's any balance remaining after that, it'll be applied to the Pay as You Go balance to be used toward future electric use or may be refunded to you.
How do I fund my account?
You'll pay $40 to establish your account, regardless of whether you are a first-time customer or are already an established customer. If you have an established account, you'll be allowed to carry-over up to $1,500 of your current balance or pay off the entire balance owed, if preferred. If you currently have a deposit on your account, it'll be applied to your balance. If your balance exceeds $1,500 after the deposit is applied, you must pay off the excess in order to get under the maximum $1,500 carry-over cap, plus $40 to enroll. With each future payment, 20 percent will be applied toward your carry-over balance and 80 percent will be applied to your upcoming usage until your carry-over balance is paid in full.
How can I find out the total amount I need to pay to enroll in Pay As You Go?
One of our Customer Solutions representative will quote an amount to pay to establish a Pay As You Go account. You'll have two business days to pay the quoted amount. Once the required amount is paid in full, your account will be established on Pay As You Go.
How is the initial quoted amount calculated to enroll in Pay As You Go?

Example:

You currently owe: $1,750
Est. usage from last bill read: $100
Less Deposit + Interest: -$150
Total: $1,700
Amount over $1,500 Cap: $200
Plus initial Pay As You Go Balance: +$40
Total quoted Amount to Enroll: $240
How long does it take to activate my account once I enroll?
Once sufficient payment is received, you'll immediately receive a Pay As You Go welcome alert (text and/or email), which means your account is now enrolled.
How do I make a payment on my Pay As You Go account?

You can fund your Pay As You Go account through any of our many existing payment channels. You can also pay by calling 800.611.0964 or using the online at Pay Your Bill. Most payment channels will have a small convenience fee. You may also pay at one of the listed walk-up locations near you.

Remember, if you had an existing balance when you established your Pay As You Go account, 20 percent of each payment will go against paying off your carry-over balance and 80 percent will be applied to your upcoming electricity usage.

I don't have a bank account. Can I pay by cash?
Yes. Cash is accepted in person at our pay stations. View a list of pay stations locations near you.
Will I still receive a bill?
A monthly Pay As You Go alert will be sent via text and/or email to let you know your statement is available to view online or by calling 800-967-7754. The notification and online statement will replace the traditional bill sent in the mail.
How will I know when my balance is low?
At the time of enrollment, you will have the ability to select the frequency and establish a balance threshold for when you'd like to be notified via text and/or email of your balance. Thresholds can be set as low as $10 and as high as $1,000. You can change your alert settings at any time online.
How do I manage Pay As You Go from my smartphone?
Simply log in to your account to add or change your alert preferences.
What is the minimum balance I must have in my account to prevent disconnect?
The minimum balance is $0.01 to prevent a disconnect.
Will I still be billed during a power outage?

Yes, to keep your balance at a manageable level you will continue being billed based on the average of your last 21 days of usage and receive daily Pay As you Go balance alerts while your power is out. It is recommended that you keep your Pay As You Go balance in a positive status during this time. Once your power is restored and active meter reads are available, normal billing will resume and your bill will automatically be trued-up the next business day.

For example, when a Pay As You Go account is in an active disconnect status or an account is turned off for other reasons such as storm outages, the kWh usage will be zero. During this time, your kWh usage will be estimated and billed based on the previous 21-day usage including fixed costs like the customer charge, in addition to taxes, fuel costs, and riders. Fixed charges are billed daily based on one-thirtieth (1/30) of the total fixed charges and will be subtracted from your daily Pay As You Go balance.

How do I avoid getting disconnected?
Look for low balance alerts and make sure you have a positive balance of at least one cent. Keep in mind, if you have a carryover amount, 20 percent of your payment will go toward that balance. If your account reaches a negative balance, you'll receive a pending disconnect notice alert via text and/or email. You'll then have until the next business day (approximately 24 hours) to fund your account.
What happens if I get disconnected?
To reconnect your account, simply make a payment ensuring a positive balance. There are no disconnection or reconnection fees for Pay As You Go customers.
What if I've made a payment to reconnect, but my power does not come back on?
In most instances, reconnection automatically occurs within 30 minutes of you funding your account to show a positive balance. If that doesn't happen, call us at 800-967.7754.
When could I be disconnected?
Disconnections happen during the hours of 8 a.m.-5 p.m., Monday-Friday. You'll not be disconnected on weekends, holidays or extreme weather days.
What if my balance runs out during extremely hot or cold weather?
During extreme weather days, we will not turn your account off. You'll continue getting balance alerts daily. Once the extreme weather alert is lifted, if your balance is still negative, the account will be disconnected without further notification.
Do I still need to report power outages?
No, that is not necessary with an AMI meter. SWEPCO receives updates electronically when there is no power flowing to a customer's meter.
What rates will I pay for electricity?
You�ll continue to be billed at the same tariff you were on at the time of enrollment unless you request an optional rate plan.
Will my electric rates stay the same year-round?
No. We use seasonal pricing. If you receive your electricity from us, regardless of whether you're on Pay As You Go or a standard billing plan, the price per kWh is higher during peak usage seasons. If you have electric heating, your bill may be higher in the winter due to increased usage, despite lower winter rates. So, you should plan to fund your account differently during the cooling or heating season to account for increased energy usage.
I'm on your Time of Day/Variable Peak Pricing Program. Am I still eligible?
Yes. Customers who participate in these programs are eligible for Pay As You Go.
How do I donate to Neighbor to Neighbor?
You can log in to your account on Southwestern Electric Power Company to sign up to donate.
I have a roommate. How do we share the bill and both get alerts?
If you want more than one email address or phone number on the account, just register another User ID for your electric account. Our website will let you create multiple User IDs for each electric account, and each User ID can have a different email address or mobile phone number.
I have a past-due balance on my current post-paid account. What will happen?
You may carry over up to $1500 of your current balance at the time you enroll. You'll pay any balance over $1500, plus $40, to enroll. If you currently have a deposit on your account, it'll be applied to your balance. With each future payment, 20 percent will go against paying off your carry-over balance and 80 percent will be applied to your upcoming usage until the carry-over amount is paid in full.
I'm a property manager or landlord. Where can I get more information about the benefits of Pay As You Go for renters and landlords?
Besides limiting the amount of large bills at the end of the lease, there are many other benefits of prepaid electricity for both property managers and renters. Please call us at 800-967-7754 to find out how this program benefits landlords like you.
What kinds of in-home devices do you offer to go along with Pay As You Go?

Our Pay As You Go program does not require in-home devices to participate. As a Pay As You Go participant with an AMI meter, you get online access to your monthly, daily, and hourly electric usage. You can compare bills year-to-year and month-to-month, and look at weather trends to help you manage your usage.

View your electric usage information online.

What happens if I move to another address?
If you move, you're able to remain on Pay As You Go at your new address, if the premises is served with an AMI meter. Simply call 888-216-3523 to transfer your service.
How do I cancel Pay As You Go and revert to my post-paid account?
Simply call 800-967-7754 to cancel your participation.
If I'm active on Pay As You Go will I be charged a deposit?
No. You'll never be charged a deposit as long as your Pay As You Go account is active. If you cancel Pay As You Go, a deposit could be required to reestablish your account if certain credit parameters are not met or a deferred deposit could be requested at a later date.
Why did my prepay daily bill increase?
We understand how important it is to keep track of your energy costs, and here are some common reasons why your daily amount may have gone up:
  1. Rate & Riders Adjustments: From time to time, public utility commissions review and approve changes to electric rates to cover infrastructure upgrades and reliability improvements. These adjustments can affect your daily prepay balance even if your usage stays the same.
  2. Fuel Cost Changes: The cost of generating electricity can fluctuate based on fuel prices, such as natural gas pricing or availability of renewable energy resources. When these costs rise, they are reflected in your bill through a Power Cost Adjustment.
  3. Seasonal Usage: Extreme temperatures often lead to higher energy demand. Even small changes in heating or cooling can increase your daily usage, especially during very hot or cold days.
  4. Other Factors: Billing adjustments due to billing errors may also have an impact on your daily bill.
Why do I have a deferred balance after a rate or bill adjustment increase?
When electricity rates or billing adjustments change, your prepay account will reflect the new pricing. Here�s how it works:
  1. Your daily charges adjust to the new rate.
    If the rate increases, the full amount of the increase is added to your deferred balance instead of being taken from your current prepay balance. This ensures your service continues without interruption�even if there are not enough funds to cover the increase right away.
  2. How payments are applied to the deferred balance:
    When you make a payment:
    • 80% goes toward your current daily usage.
    • 20% goes toward paying down your deferred balance. This continues until the deferred amount is fully paid.

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